Is a business package right for you?
Packages are flexible, and sections vary by insurer. Depending on the insurer, optional extras such as electronic equipment, tools, machinery breakdown, cyber or management liability may be available. If you mainly need property cover, see our commercial property insurance page. If you need liability only, see public liability insurance.
A package suits many small businesses that have premises, stock or equipment to protect as well as liability exposure. Examples include retail shops, offices and professional services, cafes and hospitality venues, workshops, warehouses and trades businesses with a yard or depot. Not every business qualifies for every package, and some trades and industries need specialist policies, so we match you to the insurers that suit your operations.
Benefits of bundling your cover
- Simpler: one policy, one renewal date, one point of contact
- Tailored: choose the sections you need and set your own sums insured
- Fewer gaps: a broker checks that your covers work together
- Often better value than buying each cover separately, though this depends on your business and the insurer
What affects the price of a business package?
Premiums depend on your industry and business activities, turnover, location, premises and security, the sums insured, the sections you select, your claims history and your excess. We don't guess at prices on this page, because the right answer is a quote for your specific business.
Why Melbourne businesses use Reliant
- Broker, not a call centre: an experienced Reliant broker looks after your account, with no overseas call centres
- Choice: we deal with all the major Australian insurers
- Straightforward advice: we explain what is and isn't covered before you decide
- Local: based in Melbourne and rated 5.0 from 33 Google reviews